You Need A Budget is a cult favorite budgeting app for a reason—it works. Many of my podcast guests are fans of this app, and many users literally have “YNAB” somewhere in their license plates to celebrate things like buying a car for cash, paying off all debt, etc. The app and its simple 4-rule method will change the way you think about money and get you laser focused to live the life you want. With You Need A Budget, you’ll finally experience clarity: you’ll know your average grocery spending down to the cent and have all the data points you need for making informed financial decisions. With all that information at your fingertips, you can finally focus on buying that dream house, paying off the last of your debt, or setting yourself up for early retirement. Last but not least, the You Need A Budget team offers daily, free, live classes—including video courses, bootcamps, and challenges—in addition to active fan groups in every corner of the Internet. Try the app free for 34 days (no credit card required) at YouNeedABudget.com/Tim.